11 Signs Youre Better With Money Than You ThinkFairygodboss

11 Signs Youre Better With Money Than You ThinkFairygodboss Treating yourself now and then is essential, but it can be easy to go on one shopping spree too many and overspend. But just as its important to evaluate our spending habits to see how we can improve them, its also important to musiknote the little things that we are doing well. After all, boosting your morale about how much youre saving makes it easier to put money away instead of impulse buying another expensive, all-organic ice cream tub to stress eat. Trust me, weve all been there.Here are 11 signs youre better at managing your money than you think you are. Way to go, you1. Youve never overdrawn from an account.Overspending can happen before you even realize it. So if youve managed to avoid hitting this wall, youre paying mora attention to your finances than you realize (and youre paying more attention than many people you know, Im sure). 2. You compare prices when you shop.Rather than impulse buying the very first thing you see, checking around for a better deal is a sign of financial responsibility. If youre buying groceries, this means checking to see which brands are on sale. If youre shopping for jeans, this may mean heading into a few different stores instead of snatching up the very first pair you find. If you compare prices, youre doing pretty well.3. You have a retirementaccount with something in it.Regardless of whether you save a percent of money from every paycheck or add chunks of birthday cash when it comes up, keeping money in an account that you dont touch is a sign that you are thinking about the future responsibly.4. Youve said no to a purchase because of your finances.Being good with money doesnt necessarily mean you have lots of it it means that youre responsible enough to sometimes deny yourself something you want to afford something you need. nachschlag points if you turn down an invitation because an event is going to be too expensive for the current state of your wallet. Tal king finances with friends and family can be tough.5. Youre working toward paying off debts.Ignoring debt in the hopes that theyll just go away is unfortunately an all too common tactic that people use when dealing with finances. But if you make it a point to put money toward paying your debts off every month, youre more on track than you think.6. You keep financial goals in mind.Whether your goal is to own a house, car, or take an extravagant vacation, keeping a specific objective in mind will help you better consider the things that you spend your money on. It demonstrates that youre thinking about the future and not only making impulse purchases. If you have a financial goal and work towards it in some way, youre more responsible than you think7. You educate yourself about finances.There are a lot of terms to know where literature is concerned, and some of it can feel really obscure. Reading articles or books aboutfinances to become more knowledgeable is a sign that youre on the right path where finances are concerned.8. You avoid incurring unnecessary fees.If youve ever decided against using an ATM that isnt affiliated with your bank or choose one place for take out over another to avoid a delivery charge, youre more on track than you think.9. You look for additional ways to earn money.Using credit cards that give great rewards, keeping some money in a high-yield savings account, or investing money are all ways to let money that you already have do more work. If you engage in any or all of these practices, youre probably better with money than you realize.10. You clear out your recurring charges semi-regularly.Youd be shocked how many people still pay for a gym they havent visited in years or a music tafelgeschirr thats been archaic since 2010. If you regularly look at your recurring charges and clean out unnecessary subscriptions, youre doing pretty well.--Kayla Heisler is an essayist and Pushcart Prize-nominated poet. She is a contributing writer for Col or My Bubble. Her work appears in New Yorks Best Emerging Poets anthology.